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College Savings Plans in the News

Just the other day, I read an interesting article on the Business Insider, an online publication, about saving for children’s or grandchildren’s college education through College Savings Plans.  It provided insight and information about the different aspects of 529 state-sponsored plans and why they are so popular. When I first started to read the article, […]

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Goals-Setting 2014 Ron & Shelli on balcony in downtown Phoenix

Healthy Living Goals-Setting for 2014

Goals-setting for 2014, a common practice this time of year.  Most of us reflect on what we have accomplished the previous year and determine what we would accomplish in the next.  Although many people go through the process of setting goals and then forget or completely dismiss them, sometimes the process is very helpful and productive.  […]

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Saving Money — Why it’s Important – Part II

In part one of this article, I wrote that many of us are not prepared for financial emergencies.  According to,  “28 percent of Americans say they have no rainy-day fund” and 49% “don’t have enough emergency savings to cover three months’ worth of expenses.”  In other words, even with the uncertainty in today’s murky financial […]

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Saving Money — Why it’s Important – Part I

Most of us are familiar with the idea of saving money, it can be in a traditional savings or money market account for emergencies.  This type of account can be used for unexpected expenses, or for expenses that cost more than we anticipated.  Although it’s known for adding safety to our financial wellbeing, it’s an […]

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How We Started our Blog

When writtenFYI was first started, we had very little experience with anything having to do with blogging.  However, we had a full life to share and the desire to inspire healthy eating and world travel in others.  The idea was to maintain a schedule for writing projects that we had talked about and never completed.  […]

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Life Insurance as a Savings Vehicle

Recently, I’ve had the privilege of guest posting on one of my favorite personal finance blogs,  I wrote about short term and long term savings and how my husband and I have used whole life insurance policies to fund some of our purchases over the years.  Although whole life insurance isn’t usually considered a […]

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Personal Finance and Blogging

The business of blogging is offering a positive impact on the personal finance model for many today. When one researches the term ‘personal finance’ on the internet, it comes up 727,000,000 times in .24 seconds!  That’s not to say that all of these articles have the same information or even the same opinions – because they do not.  Some […]

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